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5 Steps to Separate Your Personal and Business Accounts Before the IRS Knocks on Your Door

If you mix your personal account with your business account, you're making the most expensive mistake 80% of small businesses make — and the IRS audits this first. This guide walks you through it step by step.

• Step 1: Open a bank account exclusively for your business
• Step 2: Use a credit card exclusively for the business
• Step 3: Classify your income and expenses correctly
• Step 4: Save and organize all your documentation
• Step 5: Review your numbers monthly

✍️ Written by Luz Adriana Monsalve — IRS AFSP Certified, QuickBooks Certified, bilingual Notary Public. 15+ years organizing small business finances.